Insurance built for contractors.

Construction insurance built for contractors — roofers, electricians, GCs, plumbers, HVAC, concrete, drywall, framers, and excavators. Real quotes in 2 hours. COIs in 60 seconds. Licensed nationwide. We shop 50+ carriers including Markel, CNA, Travelers, Zurich, and The Hartford to find you the best rate for your exact trade and project type.

Coverage for every type of contractor.

We place GL, builder's risk, commercial auto, umbrella, and tools & equipment — matched to your trade. General liability protects against third-party bodily injury and property damage claims on every job site and is required by most GCs before you start work. Builder's risk covers materials, equipment, and structures on site from groundbreaking to final inspection. Commercial auto covers your trucks and work vehicles. Umbrella adds an extra liability layer above your GL and auto limits, required on most commercial contracts over $5M. Tools and equipment covers theft, damage, and breakdown on site, in transit, or in your truck.

From your first message to a bound policy.

Tell us your trade, project types, annual revenue, and payroll — takes under 5 minutes. We run your information against 50+ carriers filtered for your trade and state, including Markel, CNA, Travelers, Zurich, and The Hartford. You get real quotes from carriers who actually write your type of work, not generic contractor rates. We call or email you with actual quotes within 2 business hours of submission. Most contractors bind coverage the same day they receive their quotes.

Every contractor gets a broker who knows their trade.

We serve general contractors, electricians, HVAC contractors, roofers, plumbers and pipefitters, concrete contractors, framers, drywall contractors, excavation and site prep contractors, and subcontractors of all types. Each trade has unique insurance requirements, carrier preferences, and pricing factors — we match you to the right carrier for your specific work.

Common questions from contractors.

Most states require workers' comp if you have W-2 employees, and most GCs require proof of it from subs regardless. Getting covered typically takes 2 hours for a quote and same day to bind GL. We work in licensed nationwide. There is no fee to get a quote — we are paid a commission by the carrier only when you bind a policy.